It's officially summer. It's time to bask in the sun, sit by the pool, take out your boat and go on vacation. No matter what your summer plans, we'll give you the information you need to be sure you are covered.
As if the roads weren't dangerous enough. There's been an upsurge recently in criminals staging car accidents and faking injuries in order to collect the insurance money, reports industry group the Insurance Information Institute. Urban areas and wealthy neighborhoods are often targeted, III reports, as there's an assumption more drivers will have insurance.
Scaling your business is the same as growing your business, except faster, more efficiently, and without limit. In order to scale, entrepreneurs need to streamline processes and reduce potential barriers to growth, with the goal being rapid, expansive growth without negatively affecting marginal revenues.
Traveling can be very stressful. There is packing, driving to the airport, checking bags, body scans, strip searches, sitting next to strangers, renting a car, finding the hotel, and just plain and simple being out of your comfort zone. With all the stress of being away from home, one thing you do not have to stress about is your personal liability protection.
With the the first mass-produced, all-electric cars rolling out, including the recently arrived Nissan Leaf, the question remains how auto insurers will respond. Based on a couple of key factors, it appears that electric-car buyers of vehicles such as the Leaf and the Chevrolet Volt may enjoy cheaper insurance rates, along with their bragging rights about driving a less-polluting vehicle.
Do you have 95 to 98 percent retention on your commercial line accounts? It is possible and you can do it. I asked four independent insurance agents how they managed to obtain these attention-grabbing numbers. Here are their answers:
In the past week, I’ve received two disconcerting emails: one from a retail store I frequent and the other from my credit card company. The same person could have written both emails, because the news was identical. Someone had broken in to their secure servers and stolen customer email addresses.
In my last post, I explained how small businesses looking for health insurance should first look at the individual and family market. In cases where an employee can't qualify for individual coverage because of a pre-existing condition, look at the group market where coverage is guaranteed regardless of your health history.
Such a cute dog! Your dog is a member of the family and for some, a source of pride. But the first time your dog bites, you could be putting your home and savings in jeopardy. Even the most obedient dogs bite unexpectedly. Threats to their family members, be they human or canine, can cause them to lash out at strangers.
Many of us have heard of the concept of mortgage insurance, but how many people talk about business partner insurance? For those of us who own businesses or have multiple business partners, the notion of your partners maliciously trying to take advantage of you may sound ridiculous. Especially because most business partners typically share a long history of friendship, camaraderie and trust. However, not all actions are intentional, and most partners who are taken advantage of are typically victims of poor planning versus malicious attacks.
Every parent thinks about what would happen to their children if something were to happen to them. Purchasing life insurance is part of this planning process that provides security for your family. Even if you are older and your children are grown, life insurance is good because it will cover final expenses and leave your children with something.