Benefits @ Tree

We’re committed to providing comprehensive, reasonably priced benefits to our employees and have worked hard to create a program that meets everyone’s needs.

Health, Welfare & Wellness

Medical Insurance	United HealthCare Basic PPO (with MedCo Rx) United HealthCare Enhanced PPO (with MedCo Rx) Kaiser Permanente (California only)
Dental Insurance	MetLife Basic PPO MetLife Enhanced PPO
Vision Insurance	VSP - Covers exams, contacts, lenses and frames
Flexible Spending Accounts	Includes Health & Dependent Care Spending Accounts
Life and AD&D Insurance	Life Insurance: Company pays for each employee to be covered up to 1.5 times annual benefits base salary. Voluntary, employee paid coverage is available for dependents. AD&D Basic Policy: Company covers each employee up to 1.5 times annual benefits base salary. Additional employee paid coverage is available.
Short & Long-Term Disability	Short-term coverage: Company pays for each employee to be covered at 60% of salary. Long-term coverage: Company pays for each employee to be covered at 60% of salary. Long-term coverage kicks in after Short-Term coverage ends.

Retirement Savings

401(k) Plan
(Charles Schwab)

Employees are automatically enrolled in the 401(k) program
on the first day of hire.
Employees can contribute up to 16% of salary on
a pre-tax basis and 10% post-tax.
Currently, Tree.com contributes 50% 0f the first 6%
of pre-tax salary contributions,
there is no match on post-tax contributions.

Time Off Benefits

Employees are eligible for PTO at the following accrual rates:

	Calendar Years of Service	Yearly Accrual
Paid Time Off (PTO)
	0-4.99	3 weeks/120 hours
	5-10.99	4 weeks/160 hours
	11+	5 weeks/200 hours

Company Holidays

6 Company Holidays, 2 Floating Holidays per year

Maternity Benefits

Up to 12 weeks maternity leave, 8 of which is paid at 100% base pay

Paternity Benefits

Up to 12 weeks leave, 1 week paid at 100% base pay

Adoption Benefits

Primary Care Giver – up to 12 weeks leave,
8 of which is paid at 100% base pay
Non-Primary Care Giver – up to 12 weeks leave,
1 week paid at 100% base pay

Other Coverages

Group Legal Insurance (ARAG)	Legal services are provided through telephonic consultation, Internet, and/or face-to-face interviews depending on the type of legal service requested.
Pet Coverage (Pet Assure)	Discounts on veterinary supplies and services
Employee Assistance Plan (ACI)	Confidential and professional assessments and referral services for employees and their family. Additional services include: - Concierge Service - Legal Consultation - Financial Consultation - Childcare Referrals - Loss and Grief Issues - Eldercare Referrals - Pet Care Referrals - Educational Referrals
Group Auto (Liberty Mutual)	Tree.com offers you the opportunity to save up to 10% on Group Auto Insurance and 5% on Group Home Insurance.
Qualified Transportation Benefit (California only)	If you take public transportation, ride in a van pool or pay to park near work or public transportation, you can use pre-tax dollars to save up to 40% on commuting costs.

Additional Benefits

Education Assistance Program	Tree.com supports employees who wish to continue their education in order to secure increased responsibility and growth within their careers at the Company
My TREEts	Tree.com partners with over 20 companies to offer discount purchase programs to Tree.com employees!