These six factors can get you cheaper auto insurance:

• Age: Rates are usually lowered as you get older. People ages 40 to 50 commonly have lower rates than young drivers.

• Coverage: The more coverage you have, the more expensive your insurance will be

• Driving history: A clean driving record can get you lower rates

• Location: Rates vary among different cities

• Make/model of the car: Generally the more expensive the car, the higher the premium

• Milage: How much you drive in one year. The higher the milage, the more your insurance will cost.